At Direction Capital, we understand the need to take great care of your most valuable possessions – your health and your family.
Protecting financial security is especially important for those starting a family or with dependents that rely on you, such as sick or elderly relatives and your spouse and children.
No one knows when something unexpected will happen, and as much as we hope it doesn’t, being prepared will at least ease any hardships and allow you to maintain your quality of life and pay unforeseen expenses.
During extended illness, insurance can replace lost income or cover medical expenses, which can hit you when you are at your lowest and don’t need the additional stress of worrying about paying bills and feeding your family as you focus on recovery.
If the worst happens, a lump sum benefit can protect your family’s financial security.
Life and Health Protection Plans are a valuable safety net and critical component of any comprehensive financial plan.
Benefits of Life and Health Protection should be seriously considered if:
- You are planning to start a family or have dependent family members.
- You are approaching retirement or in your later years.
- You would like to give your children a head start in life.
- You want to protect and build your family’s wealth.
- You want to ensure your financial stability.
Examples of Coverage:
- Life Insurance provides a financial buffer for your loved ones upon your death.
- Health Insurance covers medical expenses and ensures you can access appropriate healthcare without ruining your finances.
- Disability Insurance provides a steady income if you become disabled and can no longer work.
- Long-Term Care Insurance covers the costs of extended care services, such as nursing care, or can even pay for you to be looked after at home.
- Business Insurance protects you from risks, including property damage, liability claims, and other interruptions to normal business operations.
- Critical Illness Insurance pays a lump sum if you are diagnosed with one of the acute health conditions specified in the policy.